Terms and Conditions of Use

Date of Last Revision: January 2016

Welcome to Advy.se.
These terms of service (“Terms”) govern your use of Advy.se’s websites, products and services (collectively, the “Services”), so please read them carefully. Please also read Advy.se’s Regulatory Disclosures and restrictions.

By accessing this website or using the Services, you are agreeing to the Terms. If you have any questions, please contact us.

Using Our Services
No use of the Services is permitted by those under the age of majority in their state of residence. In no event is use of the Services permitted by those under the age of 13. If you are using the Services on behalf of any entity, then you are agreeing to the Terms on behalf of that entity.

Using our Services does not give you ownership of any intellectual property rights in our Services or the content you access. Except in the context of browsing or accessing our Services in accordance with these Terms, you may not use content from our Services unless you obtain permission from its owner or are otherwise permitted by law. These terms do not grant you the right to use any branding or logos used in our Services. Do not remove, obscure, or alter any legal notices displayed in or along with our Services.

Some of our Services are available on mobile devices. Do not use such Services in a way that distracts you and prevents you from obeying traffic or safety laws.

No warranty
All content used in the Services has been created by third parties. Content that is not created or developed by Advy.se is offered without any warranty or guarantee of accuracy. This content is the sole responsibility of the person or entity that creates or develops it. We do not routinely screen third-party content that is published via our Services. However, we may review such third party-content to determine whether it is illegal or violates our policies, and we may remove or refuse to display content that we reasonably believe violates our policies or the law. This includes the any information posted on our website. ADVY.SE DOES NOT SCREEN SUCH INFORMATION FOR ACCURACY OR RELIABILITY. TO THE FULLEST EXTENT PERMITTED BY LAW, ADVY.SE AND ITS AFFILIATES, SUPPLIERS AND DISTRIBUTORS MAKE NO WARRANTIES, EITHER EXPRESS OR IMPLIED, ABOUT THE SERVICES. THE SERVICES ARE PROVIDED “AS IS.” ADVY.SE ALSO DISCLAIMS ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

Similarly, we may occasionally review profiles to make sure that our contributors are accurately and truthfully representing themselves, but we do not routinely screen our contributors. Contributions on this website are not an indication of skill, ability or experience. Should you choose to retain the services of a contributor, you agree that it was your own personal decision to do so and you have completed your own due diligence of the qualifications, integrity and ability of the contributor and you acknowledge that Advy.se cannot ensure the integrity, quality or the honesty of a contributor.

No Formation of a Professional Relationship
Any Information posted on Advy.se is intended for general informational purposes only and should be used only as a starting point for addressing your business or financial issues. Use and communication through this website does not constitute legal, tax or investment advice. Advy.se is not a registered investment adviser under the Investment Advisers Act of 1940, as amended, and does not provide any investment advice through this website or otherwise. Similarly, use of and information posted through this website is not and should not be considered a substitute for an in-person or telephonic consultation with an appropriately credentialed professional. You understand that questions and answers or other postings to the Services are not confidential and are not subject to any professional client privilege.

Copyright
We respond to notices of alleged copyright infringement and terminate accounts of repeat infringers according to the process set out in the U.S. Digital Millennium Copyright Act.

Limitation of Liability
IN NO EVENT WILL THE COLLECTIVE LIABILITY OF ADVY.SE OR ITS OFFICERS, DIRECTORS, EMPLOYEES, AFFILIATES, AGENTS, LICENSORS, REPRESENTATIVES, ATTORNEYS, AND BUSINESS PARTNERS TO ANY PARTY, REGARDLESS OF THE TYPE OF ACTION WHETHER IN CONTRACT, TORT, OR OTHERWISE, EXCEED $500.

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL ADVY.SE OR ANY OF ITS AFFILIATES, SUPPLIERS AND DISTRIBUTORS, OR ANY OF THEIR RESPECTIVE DIRECTORS, EMPLOYEES AND AGENTS, BE LIABLE FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM (A) THE OUTCOME OF ANY BUSINESS OR FINANCIAL MATTER; (B) YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICES; (C) ANY CONDUCT OR CONTENT OF ANY THIRD PARTY RELATING TO THE SERVICES; OR (D) UNAUTHORIZED USE.

IN NO EVENT SHALL YOU SEEK OR BE ENTITLED TO RESCISSION, INJUNCTIVE OR OTHER EQUITABLE RELIEF, OR TO ENJOIN OR RESTRAIN THE OPERATION OF THE SERVICES, EXPLOITATION OF ANY ADVERTISING OR OTHER MATERIALS ISSUED IN CONNECTION THEREWITH, OR EXPLOITATION OF THE SERVICES OR ANY CONTENT OR OTHER MATERIAL USED OR DISPLAYED THROUGH THE SERVICES.

User Posted Content & Other Interactive Services or Areas
Advy.se includes interactive areas in which you may post content and information, questions and answers, comments, photos, and other materials (the “User Content”). You retain all rights in, and are solely responsible for, the User Content you post to Advy.se. You are also solely responsible for your use of such interactive features, and use them at your own risk. By using any interactive feature, you agree to comply with the Advy.se Regulatory Disclosures and Community Guidelines. We reserve the right to remove or modify User Content for any reason; including User Content that we believe violates these Terms or our regulatory policies.

When you post User Content to Advy.se, you give Advy.se and its affiliates a nonexclusive, royalty-free, perpetual, irrevocable and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform and display such User Content throughout the world in any media. To the extent such content is attached to a profile on the Advy.se platform, the foregoing license includes a right to reproduce your profile, and any name, likeness or photograph contained in such profile. If you submit feedback or suggestions about our Services, we may use your feedback or suggestions without obligation to you.

If you are using Advy.se as a professional, you agree not to use this site to solicit transactions, and you agree to post User Content which is relevant, accurate and legal. Advy.se claims no responsibility for the information posted by third party users.

Indemnification
You agree to defend, indemnify and hold harmless Advy.se, its corporate affiliates, independent contractors, service providers and consultants, and each of their respective directors, employees and agents, from and against any claims, damages, costs, liabilities and expenses (including, but not limited to, reasonable attorneys’ fees) arising out of or related to any User Content you post, store or otherwise transmit on or through the Services or your use of or inability to use the Services, including without limitation any actual or threatened suit, demand or claim arising out of or relating to the User Content, your conduct, your violation of these Terms or your violation of the rights of any third party.

Modifications
Advy.se may revise these Terms from time to time, on a prospective basis, and we will always post the most up-to-date version on our website. If we determine, in our sole discretion, that a modification to these Terms materially affects your rights, we will notify you (by, for example, sending a message to your account email or posting on the Advy.se Blog). By using or continuing to use or access the Services after any revisions have come into effect, you agree to be bound by the revised Terms.

Termination
Notwithstanding any of these Terms, Advy.se reserves the right, without notice and in its sole discretion, to terminate your license to use the Services, and to block or prevent your access to and use of the Services. Advy.se reserves the right to refuse service to anyone for any reason at any time. In the event of termination of access to the Services for any reason, you have no right to obtain a copy of any data or communications you stored or effected via the Services, or any other data.

Entire Agreement
These Terms constitute the entire agreement between you and Advy.se with respect to the subject matter of these Terms, and supersede and replace any prior version of the Terms. These Terms create no third party beneficiary rights.

Waiver, Severability & Assignment
Advy.se’s failure to enforce a provision of these Terms is not a waiver of its right to do so later. If any provision of these Terms is found unenforceable, the remaining provisions of the Terms will remain in full effect and an enforceable term or terms will be substituted reflecting our intent as closely as possible. You may not assign any of your rights under these Terms, and any attempt to do so will be void. Advy.se may assign its rights to any of its affiliates or subsidiaries, or to any successor in interest of any business associated with the Services.
Applicable Law and Venue; Waiver of Trial by Jury

The laws of the State of New York, excluding its conflict of law provisions, will apply to any disputes arising out of or relating to these Terms or the Services. All claims arising out of or relating to these Terms or the Services will be litigated exclusively in the state or federal courts located in Monroe County, New York, and you and Advy.se consent to personal jurisdiction and exclusive venue in such courts.

YOU AND ADVY.SE EACH WAIVE YOUR RIGHTS TO A TRIAL BY JURY OF ALL CLAIMS OR CAUSES OF ACTION (INCLUDING COUNTERCLAIMS) RELATED TO OR ARISING OUT OF THIS AGREEMENT BROUGHT BY EITHER PARTY AGAINST THE OTHER. THIS WAIVER WILL APPLY TO ANY SUBSEQUENT AMENDMENTS OF OR MODIFICATIONS TO THIS AGREEMENT.

All claims between the parties related to this Agreement will be litigated individually and you may not consolidate or seek class treatment for any claim with respect to the Services.